Does Walmart Take Apple Pay? (2024)

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When it comes to convenient and secure payment options, Apple Pay has quickly become a popular choice for many tech-savvy consumers. With its ability to securely store card information on your iPhone or Apple Watch, Apple Pay offers a seamless and contactless way to make purchases both online and in physical stores.

One question that often arises is whether popular retail giants, such as Walmart, accept Apple Pay as a payment method. In this article, we will dive into the topic, providing you with all the information you need to know about using Apple Pay at Walmart. So, if you’re a fan of the convenience that Apple Pay provides and want to know if it’s compatible with your shopping trips to Walmart, keep reading to find out!

Inside This Article

  1. Does Walmart Accept Apple Pay in 2023?
  2. Reasons behind Walmart’s Acceptance or Rejection of Apple Pay
  3. Alternative Payment Options at Walmart
  4. How to Use Apple Pay at Other Retailers
  5. Conclusion
  6. FAQs

Does Walmart Accept Apple Pay in 2023?

As of 2023, Walmart does not accept Apple Pay as a form of payment. This may come as a surprise to many consumers who have become accustomed to using Apple Pay at various retailers across the country. However, Walmart has made the decision to not integrate Apple Pay into their payment system, opting instead for other payment options.

There are several reasons behind Walmart’s decision to not accept Apple Pay. One of the main factors is the company’s focus on their own proprietary mobile payment system, Walmart Pay. Introduced in 2015, Walmart Pay allows customers to make purchases using their smartphones within the Walmart app. By promoting Walmart Pay, the company can have more control over the payment process and gather valuable customer data.

Another reason for Walmart’s decision is the cost associated with implementing Apple Pay. Retailers are required to install the necessary hardware and software to support Apple Pay transactions. For a company of Walmart’s size, this could involve significant investment and potential disruptions to their existing payment infrastructure. Walmart likely weighed the costs against the potential benefits and chose to allocate their resources towards other initiatives.

While Walmart does not accept Apple Pay, customers still have alternative payment options when shopping at their stores. One option is to use traditional payment methods such as credit cards, debit cards, or cash. Walmart also offers their own Walmart Pay system, which allows customers to make easy and convenient payments through the Walmart app.

It’s important to note that Walmart’s acceptance of Apple Pay may change in the future as mobile payment trends continue to evolve. Retailers are constantly evaluating their payment options to provide a seamless and convenient shopping experience for their customers. As Apple Pay gains more popularity and becomes more widely adopted, Walmart may reconsider its stance and choose to integrate Apple Pay into their payment system.

Reasons behind Walmart’s Acceptance or Rejection of Apple Pay

Walmart, one of the largest retail chains in the world, has been at the forefront of adopting new payment technologies to provide convenience and flexibility to its customers. When it comes to Apple Pay, however, Walmart has chosen not to accept this popular mobile payment method. While there may be multiple factors influencing this decision, here are some of the key reasons behind Walmart’s acceptance or rejection of Apple Pay.

1. Business Strategy: Walmart has always been known for its commitment to offering low prices to its customers. By not accepting Apple Pay, Walmart can avoid paying processing fees associated with this payment method. This allows the company to maintain its low-cost business model and pass those savings onto its customers.

2. Competing Mobile Payment Services: Walmart already has its own mobile payment service called Walmart Pay, which allows customers to make purchases using their smartphones. By promoting and focusing on their own payment system, Walmart can control the user experience and data, creating a competitive advantage over other mobile payment options like Apple Pay.

3. Data Security Concerns: Walmart prioritizes the security of its customers’ personal and financial information. With high-profile data breaches becoming increasingly common, Walmart may have chosen not to accept Apple Pay due to concerns about potential vulnerabilities in this particular payment method. By maintaining control over its own payment system, Walmart can implement and enforce stringent security measures.

4. Cost of Implementation: Adopting a new payment method like Apple Pay requires significant investment in infrastructure and training for employees. Walmart may have decided that the cost and effort involved in implementing Apple Pay outweigh the potential benefits, particularly when they already have their own payment system in place.

5. Customer Preference: Despite the popularity of Apple Pay among certain demographics, there may not be sufficient demand for Walmart to justify accepting this payment method. Walmart constantly takes into account the preferences and behaviors of its customers, and if the majority of their customers do not use or prefer Apple Pay, the company may choose to focus on other payment options that better align with their customers’ needs and preferences.

While Walmart’s decision not to accept Apple Pay may disappoint some users of the digital payment service, it is important to note that the retail giant continues to explore and invest in other payment technologies that enhance customer convenience and efficiency. It’s always a good idea to check the accepted payment methods at your local Walmart store or their website to ensure a smooth shopping experience.

Alternative Payment Options at Walmart

While Walmart may not currently accept Apple Pay, it does offer a variety of alternative payment options to accommodate its customers. These options provide convenience and flexibility for shoppers, allowing them to make purchases without relying solely on traditional payment methods. Here are some of the alternative payment options available at Walmart:

  1. Walmart Pay: Walmart Pay is a mobile payment solution that allows customers to make purchases using their smartphones. By linking their credit or debit cards to the Walmart Pay app, customers can easily scan a QR code at the checkout to complete their transaction.
  2. Gift Cards: Walmart offers a wide range of gift cards that can be used for in-store purchases. Customers can purchase these gift cards for themselves or as a gift for others, making them a convenient payment option.
  3. Walmart Credit Card: Walmart offers its own branded credit card, which can be used to make purchases at Walmart stores and online. With benefits such as cashback rewards and special financing options, the Walmart Credit Card provides added value for frequent shoppers.
  4. Debit Cards and Credit Cards: Of course, traditional payment methods such as debit cards and credit cards are widely accepted at Walmart. Customers can use their preferred bank card to make purchases at the checkout, offering a familiar payment option.
  5. Cash: Walmart continues to accept cash as a payment option, ensuring that customers who prefer to pay with physical currency are accommodated.

It’s important to note that the availability of these alternative payment options may vary depending on the specific Walmart store location. Additionally, Walmart is continuously exploring new technologies and partnerships to enhance the shopping experience and provide even more convenient payment options for its customers.

How to Use Apple Pay at Other Retailers

With the popularity of mobile payments on the rise, more and more retailers are accepting Apple Pay as a convenient and secure payment method. If you’re an iPhone user and want to take advantage of this feature, here’s a step-by-step guide on how to use Apple Pay at other retailers.

1. Check for Apple Pay acceptance: Before heading to a store, make sure to verify if they accept Apple Pay. Most retailers that support contactless payments will display the Apple Pay logo on their payment terminals or at the checkout counter.

2. Add your cards to Apple Wallet: To use Apple Pay, you’ll need to add your credit or debit cards to your iPhone’s Wallet app. Open the Wallet app and tap on the ‘+’ icon to add a new card. You can either scan your card with the camera or enter the details manually.

3. Authenticate your cards: After adding your cards to Apple Wallet, you may need to verify your identity. This could be through a verification code sent by your bank, a phone call, or a verification link in an email. Follow the prompts to complete the authentication process.

4. Look for the Apple Pay symbol: When you’re ready to make a purchase, look for the Apple Pay symbol near the payment terminal or tell the cashier you want to use Apple Pay.

5. Activate Apple Pay: To activate Apple Pay, double-click the side button on your iPhone or press and hold the side button along with the volume up button on iPhone X or newer models. This will bring up your default payment card on the screen.

6. Complete the transaction: Hold your iPhone near the payment terminal, ensuring the top of your device is close to the terminal. Your iPhone will use Face ID or Touch ID to authenticate the transaction. Once the payment is successful, you’ll receive a confirmation on your device and the retailer’s terminal.

7. Keep your device secure: Remember to keep your device and Apple Pay secure by using Face ID, Touch ID, or a passcode. Additionally, be cautious of sharing your Apple Pay credentials with anyone and regularly monitor your transaction history for any discrepancies.

8. Enjoy the benefits: Using Apple Pay at other retailers not only provides a convenient and contactless payment method but also offers added security. Your actual card details are not shared with the retailer, reducing the risk of your information being compromised.

So the next time you’re out shopping, give Apple Pay a try and experience the ease and security it brings to your transactions. Just ensure that the retailer you’re visiting supports Apple Pay, and you’re ready to go!


In conclusion, while Walmart does not currently accept Apple Pay, it remains a popular payment option for many other retailers and establishments. As smartphone technology continues to advance, we can expect to see more businesses embracing this convenient and secure method of payment. It is worth noting that Walmart offers its own mobile payment solution, Walmart Pay, which allows customers to make purchases using their smartphones. Whether you are an Apple Pay user or prefer alternative payment options, the key is to stay informed about the latest payment methods available and choose the one that best suits your needs and preferences. As the landscape of mobile payments evolves, it will be interesting to see how more retailers continue to adapt to the changing consumer demands.


1. Does Walmart accept Apple Pay?
Yes, Walmart now accepts Apple Pay as a form of payment both in-store and on their online website. This allows customers with iPhones, Apple Watches, or other Apple devices to conveniently and securely make purchases at Walmart using their Apple Pay.

2. Can I use Apple Pay at the Walmart app?
Yes, you can use Apple Pay within the Walmart app. With the app installed on your iPhone or iPad, you can add your Apple Pay as a payment method and use it for a seamless checkout experience.

3. Are there any restrictions when using Apple Pay at Walmart?
While Walmart now accepts Apple Pay, it’s important to note that some restrictions may apply. For example, not all Walmart stores may have enabled Apple Pay at their physical checkout terminals. It’s best to check with your local Walmart store or the Walmart app to confirm if Apple Pay is accepted before making a purchase.

4. What devices are compatible with Apple Pay at Walmart?
Apple Pay is compatible with a range of Apple devices, including the iPhone, iPad, Apple Watch, and even Mac devices with the Touch ID or Face ID feature. It’s important to ensure that your Apple device is running the latest operating system to use Apple Pay at Walmart.

5. Can I use Apple Pay for online purchases at Walmart?
Yes, you can use Apple Pay for online purchases at Walmart. When you’re on the Walmart website, simply choose Apple Pay as your payment option during the checkout process. You will then be prompted to confirm your purchase using Face ID, Touch ID, or your device passcode.