PayPal To Let You Withdraw Cash At Walmart, But There’s A Catch

Digital Wallet

PayPal, one of the world’s leading digital payment platforms, has announced an exciting new partnership with Walmart that will allow users to withdraw cash from their PayPal accounts at select Walmart stores. This collaboration aims to provide PayPal users with greater convenience and accessibility by leveraging Walmart’s extensive network of physical locations.

However, there is a small catch. This feature will initially be available only to PayPal Cash Plus account holders and will require the use of a PayPal Cash Mastercard. While this may limit the availability to some PayPal users, it opens up new possibilities for those who prefer to have the option of withdrawing cash from their digital wallets at physical locations.

So, how exactly does this new cash withdrawal feature work? Let’s delve deeper into the details and uncover the benefits and considerations of this exciting development in the world of digital wallets.

Inside This Article

  1. PayPal’s New Cash Withdrawal Feature at Walmart
  2. How PayPal Users Can Withdraw Cash at Walmart
  3. The Catch: Cash Withdrawal Fees
  4. Tips to Minimize Cash Withdrawal Fees from PayPal at Walmart
  5. Conclusion
  6. FAQs

PayPal’s New Cash Withdrawal Feature at Walmart

PayPal, the popular digital wallet platform, has announced an exciting new feature that allows its users to withdraw cash at Walmart stores. This partnership between PayPal and Walmart opens up a convenient and accessible way for PayPal users to access their funds in the form of physical cash.

The integration of PayPal and Walmart aims to provide users with a seamless and flexible financial experience. With this new feature, you no longer have to rely solely on online transactions – you can now have the option to withdraw cash when needed.

Whether you need cash for daily expenses, emergency situations, or simply prefer using physical currency, PayPal’s new cash withdrawal feature at Walmart offers a convenient solution.

By leveraging Walmart’s extensive network of stores across the United States, PayPal users can easily find a nearby Walmart location to withdraw cash. This eliminates the need for additional trips to bank branches or ATMs, making it a hassle-free experience.

In addition to the convenience, this collaboration between PayPal and Walmart also supports the growing adoption of digital wallets and the shift towards a cashless society. It allows more individuals to embrace the benefits of digital transactions while still having the flexibility of accessing cash when necessary.

PayPal’s foray into the physical cash withdrawal space comes as no surprise. With their wide user base and commitment to delivering innovative financial solutions, PayPal continues to revolutionize the way we handle our money.

So, if you’re a PayPal user looking to have the best of both worlds – digital transactions and access to physical cash – this new cash withdrawal feature at Walmart is definitely worth exploring.

How PayPal Users Can Withdraw Cash at Walmart

If you’re a PayPal user looking for a convenient way to access your funds, you’ll be pleased to know that PayPal now offers a cash withdrawal service at Walmart stores. This feature allows you to quickly convert your PayPal balance into physical cash, providing you with greater flexibility and convenience.

To take advantage of this service, you’ll need to have a PayPal Cash Plus account, which is free to open. Once you have a PayPal Cash Plus account, you can link it to your PayPal account and start the process of withdrawing cash at Walmart. Here’s what you need to do:

  1. Visit the nearest Walmart store that has a MoneyCenter or Service Desk.
  2. Approach the MoneyCenter or Service Desk and inform the associate that you’d like to use the PayPal cash withdrawal service.
  3. Provide the associate with your PayPal Cash Plus account details, including your mobile number or email address associated with the account.
  4. Confirm the amount of cash you’d like to withdraw. Please note that there is a withdrawal limit of $500 per day.
  5. Hand over the cash withdrawal fee, which we’ll discuss in more detail in the next section.
  6. Once the transaction is processed, the associate will provide you with the requested amount of cash.

It’s important to note that you’ll need to have sufficient funds in your PayPal balance to cover the amount you wish to withdraw. If you don’t have enough funds, you won’t be able to complete the cash withdrawal. Additionally, you can only withdraw cash from your PayPal Cash Plus account, not from your linked bank account or debit/credit card.

Overall, the process of withdrawing cash at Walmart with PayPal is fairly straightforward. Just make sure you have a PayPal Cash Plus account and visit a Walmart store with a MoneyCenter or Service Desk to complete the transaction.

The Catch: Cash Withdrawal Fees

While PayPal’s new feature allows you to conveniently withdraw cash at Walmart, there is a catch – cash withdrawal fees. When you withdraw cash using your PayPal account at Walmart, PayPal charges a fee for the transaction. This fee varies depending on the amount of cash you are withdrawing.

It’s important to note that PayPal’s cash withdrawal fees are in addition to any fees that Walmart may charge for cash transactions. Therefore, before deciding to use this feature, it’s advisable to consider the total fee amount that will be deducted from your withdrawal.

The exact fee structure for cash withdrawals with PayPal at Walmart can be found on PayPal’s official website. It’s recommended to review this information before initiating a cash withdrawal to have a clear understanding of the fees involved.

To avoid any surprises, it’s crucial to read the fine print and familiarize yourself with PayPal’s cash withdrawal fee policies. By doing so, you can make an informed decision and determine if the convenience outweighs the cost.

One way to minimize cash withdrawal fees when using PayPal at Walmart is to withdraw larger amounts of cash at once, rather than multiple smaller withdrawals. PayPal charges a fixed fee for each cash withdrawal, so consolidating your withdrawals can help reduce the overall fee burden.

Additionally, consider using alternative methods of accessing cash, such as using a bank ATM or obtaining cash back at a retail store that offers this service without any fees. Exploring these options can help you determine the most cost-effective way to access cash when needed.

By being aware of the cash withdrawal fees associated with PayPal at Walmart, you can make an informed decision about whether or not to make use of this feature. It’s always prudent to weigh the convenience against the potential fees involved and explore other options available to you.

Tips to Minimize Cash Withdrawal Fees from PayPal at Walmart

Withdrawing cash from PayPal at Walmart can be a convenient way to access your funds, but it’s important to be aware of the potential fees involved. Here are some tips to help you minimize those fees and keep more money in your pocket.

1. Withdraw Larger Amounts: PayPal charges a fee for each cash withdrawal at Walmart, so it’s wise to withdraw a larger amount to make the fee more worthwhile. Instead of multiple small withdrawals, consider withdrawing a larger sum to minimize the impact of the fee.

2. Plan Your Withdrawals: Instead of making frequent spontaneous withdrawals, plan your trips to Walmart strategically. Withdraw larger amounts less frequently to reduce the overall number of fees you incur.

3. Link a Bank Account: Consider linking your PayPal account to a bank account for direct transfer instead of relying solely on cash withdrawals. This way, you can avoid withdrawal fees altogether and have the funds deposited directly into your bank account.

4. Utilize PayPal Cash Card: The PayPal Cash Card is a debit card that allows you to access your PayPal balance directly without incurring any cash withdrawal fees. Use this card for in-store purchases or to withdraw cash at an ATM without any additional fees.

5. Explore Other Payment Options: If you find that frequent cash withdrawals from PayPal at Walmart are costing you too much in fees, consider exploring alternative payment options such as mobile payment apps or prepaid debit cards that offer more affordable withdrawal options.

6. Check for Promotions: Keep an eye out for any promotions or offers from PayPal or Walmart that may waive or reduce the withdrawal fees. Periodically check the PayPal website or your email for any updates on special deals or discounts.

7. Compare Fees: It’s always a good idea to compare the fees charged by different providers. Take the time to research and compare the fees associated with cash withdrawals from PayPal at Walmart with other options to ensure you’re choosing the most cost-effective solution.

8. Be Mindful of Account Limits: Check your PayPal account limits before attempting a cash withdrawal at Walmart. Ensure that your account has sufficient funds and that you haven’t exceeded any withdrawal or transaction limits to avoid any additional fees or complications.

9. Keep Track of Your Transactions: It’s important to stay on top of your transaction history to note any unexpected fees or inaccuracies. Regularly review your PayPal account statement to ensure that the fees charged for cash withdrawals at Walmart are correct and to address any issues promptly.

By following these tips, you can make the most of your PayPal cash withdrawals at Walmart, keeping fees to a minimum and maximizing the convenience of accessing your funds.


With the new partnership between PayPal and Walmart, the ability to withdraw cash from your PayPal account has become more convenient than ever. This collaboration provides an efficient and accessible way for PayPal users to access their funds instantly at Walmart locations across the United States.

By expanding its digital wallet services, PayPal continues to revolutionize the way we handle financial transactions. This integration provides users with greater flexibility and freedom to manage their finances seamlessly and securely.

However, it is important to note that this service is currently only available for PayPal customers residing in the United States. International customers will have to wait for further updates regarding the expansion of this feature.

As technology continues to advance, it is clear that digital wallets like PayPal are here to stay. Their ability to simplify payments, increase security, and offer flexible options such as cash withdrawals at partnering stores like Walmart is transforming the way we handle our finances.

Whether you are shopping online or at a brick-and-mortar store, having a digital wallet like PayPal can provide you with a streamlined and efficient payment experience. Embrace the convenience and security that digital wallets offer, and unlock a world of possibilities for your financial transactions.


1. Can I use a Digital Wallet on any type of cell phone?

Yes, Digital Wallets are compatible with various types of cell phones, including both Android and iOS devices. However, it is important to ensure that your phone meets the minimum software and hardware requirements specified by the Digital Wallet provider.

2. Are Digital Wallets secure for making mobile payments?

Yes, Digital Wallets employ several security measures to safeguard your payment information. They use encryption technology to protect your financial data, and some even require biometric authentication like fingerprint or facial recognition. Additionally, Digital Wallets do not store actual credit card numbers but rather use tokenization to generate unique codes for each transaction, enhancing security.

3. Can I link multiple credit cards to a Digital Wallet?

Yes, most Digital Wallets allow you to link multiple credit cards to your account. This enables you to conveniently choose the desired payment method for each transaction. By offering flexibility, Digital Wallets provide a seamless and personalized payment experience.

4. Can I use a Digital Wallet for online shopping?

Absolutely! Digital Wallets can be used for online shopping as they allow you to securely store your payment information. When making an online purchase, you can select your Digital Wallet as the payment option and easily complete the transaction without having to enter your card details manually.

5. Can I track my spending using a Digital Wallet?

Yes, one of the advantages of using a Digital Wallet is that it often provides a transaction history feature. This allows you to view your purchase history, track your spending, and monitor your expenses directly within the Digital Wallet app. Some Digital Wallets even offer budgeting tools and spending insights to help you manage your finances more effectively.